Privacy Policy

Last updated: September 2026

This Privacy Policy explains how C.M.M Solutions Limited ("we", "us", or "our") collects, uses, discloses, and protects your personal information when you visit our website, contact us, or use our products and services. We are committed to handling your data responsibly and in line with applicable data protection laws, including Ghana's Data Protection Act, 2012 (Act 843).

1. Information We Collect

We may collect the following categories of information:

• Contact information you provide directly, such as your name, email address, phone number, and company name when you fill out a form or contact us.
• Transaction information when you make a payment, such as the amount, date, and reference. Card and mobile money details are processed securely by our payment provider and are not stored on our servers.
• Project and account information you share with us in the course of an engagement.
• Technical information such as your IP address, browser type, and pages visited, collected automatically when you use our website.

2. How We Use Your Information

• To respond to your enquiries and provide the services you request.
• To process payments and deliver the products or services you have paid for.
• To provide technical support and maintain your solution.
• To communicate important updates about our services.
• To improve our website, products, and customer experience.
• To comply with legal, accounting, and regulatory obligations.

3. Payment Processing

Online payments on our website are processed by Paystack, a licensed third-party payment processor. When you make a payment, your card or mobile money details are collected and processed directly by Paystack under their own security standards and privacy policy. C.M.M Solutions does not store your full payment card details.

4. Sharing Your Information

We do not sell your personal data. We may share your information only with:

• Trusted service providers who help us operate our business (for example, our payment processor and hosting providers), under appropriate confidentiality obligations.
• Authorities or regulators where required by law.

5. Data Security

We apply reasonable technical and organizational measures to protect your personal data against unauthorized access, loss, or misuse. While no method of transmission over the internet is completely secure, we work to safeguard your information using industry-standard practices.

6. Data Retention

We retain your personal data only for as long as necessary to fulfil the purposes described in this policy, including to meet legal, accounting, or reporting requirements. When data is no longer needed, we take steps to securely delete or anonymize it.

7. Your Rights

Subject to applicable law, you have the right to access the personal data we hold about you, request correction of inaccurate data, request deletion, and object to or restrict certain processing. To exercise these rights, please contact us using the details below.

8. Cookies

Our website may use cookies and similar technologies to enable core functionality and understand how the site is used. You can control cookies through your browser settings, though disabling them may affect some features.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The current version will always be available on this page with the effective date shown above.

10. Contact Us

If you have questions about this Privacy Policy or how we handle your data, please contact us:

• C.M.M Solutions Limited
• Volta Place, Airport Residential Area, Accra, Ghana
• Email: cmmsolutionsltd@gmail.com
• Phone: 020 825 866 / 0246 102 372 / 0246 623 172